How much you could receive
Old Age Security Benefits Estimator
Old Age Security Benefits Estimator
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Your application
Your application
While receiving GIS
While receiving GIS
Contact us
Contact us
How much you could receive
On this page
Maximum payments and income thresholds
Your payment
If your income this year is less than last year
If you disagree with the amount you receive
Maximum payments and income thresholds
The amount of Guaranteed Income Supplement that you receive depends on your marital status and your previous year’s income (or in the case of a couple, your combined income).
Guaranteed Income Supplement amounts – July to September 2025
Your situation
Your annual income must be
Maximum monthly payment amount
I am single, divorced or widowed
Less than $22,272
up to $1,097.75
I have a spouse/common-law partner who receives the
full
OAS pension
Less than $29,424 (combined annual income of couple)
up to $660.78
I have a spouse/common-law partner who receives the Allowance
Less than $41,184 (combined annual income of couple)
up to $660.78
I have a spouse/common-law partner who
does not
receive an OAS pension or Allowance
Less than $53,376 (combined annual income of couple)
up to $1,097.75
Find out more about
Guaranteed Income Supplement payment amounts
.
The Guaranteed Income Supplement (GIS) benefit is reviewed in January, April, July and October to reflect increases in the cost of living as measured by the Consumer Price Index. Your monthly payment amount will not decrease if the cost of living goes down.
Your payment
You can receive your benefit payment by cheque or direct deposit to your banking account in Canada. You will have to
sign up for direct deposit
.
If your income this year is less than last year
Did you recently retire or experienced a drop in income? If your income is less than what you reported on your tax form last year,
contact us
.
If you disagree with the amount you receive
If your letter from us lists a payment amount you think is incorrect, you must write to us
within 90 days after you receive our letter.
See more information on
how to request a reconsideration
.
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