Who is eligible for travel insurance?
Every traveller deserves a safe trip and help when they need it. That’s why Alberta Blue Cross
®
travel insurance is available to most Albertans.
To buy travel insurance, you need to meet the following conditions.
Eligibility conditions for Albertans
Eligibility conditions for Albertans over 55
Travellers over the age of 55 cannot have any of the following scenarios apply to them.
If any of these scenarios apply, you cannot buy Alberta Blue Cross
®
travel insurance.
A doctor has told you not to travel.
You have a medical condition in a terminal stage.
You have kidney failure and are receiving treatment with dialysis.
You have been diagnosed or treated for metastatic cancer in the past 5 years.
You have been prescribed or treated with home oxygen in the last 12 months.
Stability clause
Most travel insurance plans include a stability clause. This is a rule that describes how long a pre-existing medical condition must be stable for before your departure date.
Stability period for travellers
Emergency Medical Care includes a stability clause. The length of time depends on whether you have coverage through an Alberta Blue Cross
®
personal plan or a standalone travel plan.
90 days:
for travellers with coverage through a personal plan
3 or 6 months:
for travellers with coverage through a standalone travel plan, depending on age
If you plan to travel before you reach the stability period, any claims relating to your medical condition will not be paid.
What does stable mean?
Stable means you experienced no changes to your medical condition. You are considered stable if you have
not:
increased or decreased your medication
received a new prescription for medication
stopped taking medication
been hospitalized
taken new tests
experienced a medical procedure or intervention
experienced new symptoms
received a new diagnosis for a medical condition
Land acknowledgement
We begin by acknowledging that we are on traditional lands, referred to as Treaty 6, Treaty 7 and Treaty 8 territory, and all the people here are beneficiaries of these peace and friendship treaties.
This territory is the home for many Indigenous Peoples, including the Blackfoot, Cree, Dene, Saulteaux, Ojibwe, Stoney Nakota Sioux, and Tsuut’ina peoples, and the Métis Nation of Alberta and the Métis Settlements.
We respect the Treaties that were made on these territories, we acknowledge the harms and mistakes of the past, and we dedicate ourselves to moving forward in partnership with Indigenous communities in a spirit of reconciliation and collaboration.
Life, disability and travel insurance plans are underwritten by various underwriters. For information, visit
ab.bluecross.ca/underwriters
.
Land acknowledgement
We begin by acknowledging that we are on traditional lands, referred to as Treaty 6, Treaty 7 and Treaty 8 territory, and all the people here are beneficiaries of these peace and friendship treaties.
This territory is the home for many Indigenous Peoples, including the Blackfoot, Cree, Dene, Saulteaux, Ojibwe, Stoney Nakota Sioux, and Tsuut’ina peoples, and the Métis Nation of Alberta and the Métis Settlements.
We respect the Treaties that were made on these territories, we acknowledge the harms and mistakes of the past, and we dedicate ourselves to moving forward in partnership with Indigenous communities in a spirit of reconciliation and collaboration.
Life, disability and travel insurance plans are underwritten by various underwriters. For information, visit
ab.bluecross.ca/underwriters
.
